If the owner or a top technician cannot work, the business can suffer. Key person insurance helps bridge the gap.
In this article
Who is key
Owner and critical roles.
Coverage amount
Based on impact.
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Uses
Hiring and cash flow.
Review
As the company grows.
Advice
Talk to an agent.
Common mistakes
No coverage, wrong amounts and never reviewing.
Price every call so it pays.
We help service businesses set clear policies, book better jobs and turn more calls into profitable work.
Frequently asked questions
What does key person insurance cover?
It pays the business if a key person dies or becomes disabled, depending on the policy, to cover losses during recovery.